NMLS #: 668373
5965 South 900 East, Suite 100
Murray, UT 84121
Joanna Howard has been in the mortgage industry for more than 18 years. In 2000 she opened a credit repair company, where she helped clients repair their credit in hopes to qualify for a new home. Within a year, transitioned the company to a Home Loan Origination based company to continue to assist her clients in realizing their dreams of home ownership. In 2006, when the market turned she went to work for JPMorgan Chase Bank using her experience to continue to assist her borrowers achieve their home ownership goals. Joanna has extensive training in credit, operations, sales and many other aspects of the Mortgage Banking industry. She attended the University of Utah to obtain a degree in Political Science with a minor in business. Prior to the University she received an associate’s degree at the community college near her home as a paralegal.
Joanna’s recognized by her employer and her clients for her dedication, superior customer service and high quality loan closings. She always says, “I find the Mortgage Industry highly rewarding, especially when I have the opportunity to help clients finance their first home, refinance their mortgage to pay for renovations, pay for college expenses or to improve their monthly expenses.” Growing up on the island of Oahu, Hawaii, Joanna developed an appreciation for the beautiful ocean, and traveling. Spending time with her boys and 2 grandchildren are her greatest joy. Joanna and her family, now reside in the beautiful state of Utah.